Archive for March, 2012

Home Buying Info…

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423 days
by in Home Buyer Info

Purchasing a home isn’t just meeting with a realtor, viewing homes, and putting an offer in that is hopefully accepted.

Of course, that is the beginning process, but that is just the beginning. After a sales contract is accepted, most times the buyer needs to be entrusted with a lender that can help them through the mortgage process as smoothly and efficiently as possible.

There are 3 important documents that help this lending process succeed.

1. Pre-Qualification letter – A letter stating what a potential buyer can afford on a loan. Nothing is verified and checked at this point. There are many sellers who shy away from this letter because it is not verification that the buyer can purchase.

2. Pre-Approval letter – This is a more solid letter stating the buyer has contacted a lender, provided all information, but now the lender has looked at credit and verified all information necessary.

3. The Commitment Letter – This is the goal a buyer is trying to achieve. Peper work has been filled out, verified, and at this point although more work is involved, usually an appraiser is hired to go to the home. The process should be completed.

Please remember, it’s extremely important to be well prepared when purchasing a home as well as selling a home. Now is the time to buy. But in doing so, make sure the research is done and you as a buyer are ready. Leave the rest to me!

YOUR REFERRALS ARE ALWAYS WELCOME AND TRULY APPRECIATED!

ENJOY THIS INCREDIBLE WEATHER!

Mary Lou Scala, Broker Associate, ABR, CNC, GRI, SFR

ERA Team Feinstein, LLC.

22 N. Lincoln Ave.
Hinsdale, IL 60521

+1 630 915 3373 Cell Phone:
+1 630 574 0839 Fax:
mls@marylouscala.com E-mail:

www.marylouscala.com Website:

 

 

895 Red Oak Addison

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423 days
by in Homes for Sale

CHARMING HOME.. 2-STORY FOYER,OAK STAIRCASE,OAK TRIM, 6-PANEL DOORS,2-FIREPLACES W/MARBLE AND OAK MANTLE,HUGE MASTER-SUITE W/FIREPLACE,JACUZZI AND SKYLITE,2ND FLOOR LAUND FINISHEDENGLISH BASEMENT WITH LOOK-OUT WINDOWS AND 4TH BEDR LARGE DECK WITH HOT-TUB,ATTACHED 2 CAR GARAGE ,LARGE WOODED CORNER-LOT. NEW ROOF, New deck….BEAUTIFUL PIECE OF PROPERTY! For more information, click here.

 

Mary Lou Scala, Broker Associate, ABR, CNC, GRI, SFR

ERA Team Feinstein, LLC.

22 N. Lincoln Ave.
Hinsdale, IL 60521

+1 630 915 3373 Cell Phone:
+1 630 574 0839 Fax:
mls@marylouscala.com E-mail:

www.marylouscala.com Website:

 

701 Byron Addison, Illinois

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423 days
by in Homes for Sale

REMARKABLE BRICK/STONE HOME WITH ALL THE BELLS AND WHISTLES!! 4 BEDROOMS, 3.1 BATHS WITH CATHEDRAL CEILINGS, BRAZILLIAN CHERRY FLOORS, PORCELAIN FLOORS, ALL VIKING APPLIANCES, SOARING 2 STORY FAMILY ROOM W/MARBLE FIREPLACE, FIRST FLOOR MASTER BEDROOM WITH FULL BATH & BIDET. 3 CAR GARAGE, 2 SEP FURNACES, FOR EACH FLOOR! OWNER ADDING SOD AND A FENCE FOR BUYERS! For Full Information, click here.

 

Mary Lou Scala, Broker Associate, ABR, CNC, GRI, SFR

ERA Team Feinstein, LLC.

22 N. Lincoln Ave.
Hinsdale, IL 60521

+1 630 915 3373 Cell Phone:
+1 630 574 0839 Fax:
mls@marylouscala.com E-mail:

www.marylouscala.com Website:

 

Curb Appeal….

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423 days
by in Home Seller Info

It’s that time of year when everything starts to bloom, grass gets green and Spring is in full swing that it’s improtant to remember as a seller….curb appeal.

Curb appeal is the first impression a buyer sees when viewing your home. Lawn, shrubs, entryway, doors, shutters, pain, and overal look of the home.

TRY TO FOCUS ON A FEW POINTS:

LAWN: Make sure your lawn is looking green and presentab…le.

BUSHES AND FLOWERS: If you have them, make sure they look healthy and fresh. If you don’t have any, it might be a good time to purchase a few.

ENTRYWAY: It all includes front porch, front door, windows around the door, paint, etc. Again, it needs to be freshly painted and freshened up so that the buyers may see themselves in your home!

Mary Lou Scala, Broker Associate, ABR, CNC, GRI, SFR

ERA Team Feinstein, LLC.

22 N. Lincoln Ave.
Hinsdale, IL 60521

+1 630 915 3373 Cell Phone:
+1 630 574 0839 Fax:
mls@marylouscala.com E-mail:

www.marylouscala.com Website:

 

6138 Boundary Downers Grove, Illinois

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429 days
by in Homes for Sale

STUNNING, OVER 5000 SQ FT HOUSE, SITS ON A HUGE LOT. ELEGANT GRAND ENTRANCE, 4 CAR GARAGE, STONE-BRICK-STUCCO, COVERED PATIO WITH HALF BATH, 20 FT CATHEDRAL CEILINGS, DYNASTY CABINETS, THERMADORE APPL. 2 HARDWOOD STAIRCASES, FULL FINISHED BASEMENT WITH FULL BATH, LUXURIOUS 1ST FLOOR MASTER SUITE, SECOND MASTER UPSTAIRS, PRIVATE BALCONIES, LOTS MORE TO MENTION. READY TO MOVE IN!EASY ACCESS TO MAJOR HIGHWAYS. View Slideshow Here

Mary Lou Scala, Broker Associate, ABR, CNC, GRI, SFR

ERA Team Feinstein, LLC.

22 N. Lincoln Ave.
Hinsdale, IL 60521

+1 630 915 3373 Cell Phone:
+1 630 574 0839 Fax:
mls@marylouscala.com E-mail:

www.marylouscala.com Website:

OPTIMISM FOR REAL ESTATE MARKET

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429 days
by in Home Buyer Info, Home Seller Info

A great article from CoreLogic, a leading provider of real estate market information stated:

The real estate market is showing signs with upward trending sales activity and a healthy month’s supply of homes for sale. The article goes on….

When starting that selling/buying process, be sure to look for a realtor that has the knowlege and expertise to give you the service you are looking for. That agent is me. Please call me for any questions regarding selling/buying.

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